AFME 提出 DeFi 潛在監管方法建議

中文摘要:歐洲金融市場協會（AFME）發表論文，建議DeFi應該受到監管，並提供創新實驗室的角色，以推動未來金融變革。

文章來源:
BitNeeds幣需AI幣圈資訊: AFME 提出 DeFi 潛在監管方法建議

AI小白幫手

• DeFi (Decentralized Finance): DeFi refers to a decentralized finance system built on blockchain technology, aiming to decentralize and democratize financial services by allowing people to freely engage in activities like lending, trading, and investing without relying on traditional financial institutions.
• AFME (Association for Financial Markets in Europe): AFME is a trade association representing Europe’s wholesale financial markets. It provides expertise and advocacy in areas including regulation, market efficiency, and industry transparency.
• Cryptocurrency: Cryptocurrency is a digital or virtual form of currency that uses cryptography for security. It operates independently of a central bank and is based on decentralized technology like blockchain.
• Blockchain: Blockchain is a decentralized digital ledger that records transactions across multiple computers or nodes. It ensures transparency, security, and immutability of data by using cryptographic techniques.
• Bitcoin: Bitcoin is the first and most well-known cryptocurrency, created in 2009 by an anonymous person or group named Satoshi Nakamoto. It serves as a peer-to-peer electronic cash system, allowing users to send and receive payments directly without intermediaries.
• Decentralization: Decentralization refers to the distribution of power, control, or decision-making authority away from a central authority or single entity. In the context of cryptocurrencies and DeFi, decentralization removes the need for intermediaries like banks and enables users to have control over their funds and financial activities.
• Lending: Lending in the context of DeFi refers to the ability to provide or receive loans using cryptocurrency assets as collateral or through decentralized lending protocols. It allows individuals to borrow or lend funds without going through traditional financial institutions.
• Trading: Trading involves the buying and selling of cryptocurrency assets. In the context of DeFi, trading can be done on decentralized exchanges (DEXs) that operate without intermediaries. Users can trade directly with each other and have control over their funds.
• Investing: Investing in the context of DeFi refers to allocating funds into various decentralized applications (dApps), protocols, or projects to earn profits or rewards. DeFi offers different investment opportunities such as yield farming, staking, or participating in liquidity pools.
• Regulation: Regulation refers to the establishment and enforcement of rules, policies, and laws by government bodies or regulatory authorities to ensure the orderly operation of financial markets and protect consumers or investors. In the case of DeFi, regulators are considering how to apply regulatory frameworks to address potential risks and protect market participants.