中文文章摘要：加密貨幣專案Cipher面臨鏈上偵探ZachXBT的警告，推銷可疑專案，宣佈退回投資。

文章來源:
BitNeeds幣需AI幣圈資訊: ZachXBT：Cipher推銷新龐氏分叉專案

AI小白幫手

Cryptocurrency Terminology

Here are some cryptocurrency terms mentioned in the news article:

<h2>1. Cryptocurrency</h2>
Cryptocurrency refers to digital or virtual currencies that use cryptography for security. They are decentralized and operate on a technology called blockchain.

<h2>2. Cipher</h2>
Cipher is a specific cryptocurrency project mentioned in the news article that faced scrutiny and criticism from a blockchain detective called ZachXBT.

<h2>3. Blockchain</h2>
Blockchain is a technology that acts as a decentralized ledger for all cryptocurrency transactions. It ensures transparency, security, and immutability of the data.

<h2>4. Detective/ZachXBT</h2>
In the context of the news article, a blockchain detective referred to as ZachXBT warns about the suspicious nature of Cipher, indicating potential fraudulent or unethical activities associated with the project.

<h2>5. Investment/Investors</h2>
The article mentions the decision of Cipher to refund the investments made by individuals or organizations who have invested in their project. In the cryptocurrency world, people invest their money in digital tokens or coins with the expectation of future returns or benefits.

<h2>6. Cryptocurrency Project</h2>
Cryptocurrency projects refer to initiatives or ventures based on blockchain technology that aim to develop or offer specific digital assets, services, or platforms to users or investors.

<h2>7. Suspicious Project</h2>
The article hints at Cipher being a suspicious project based on the warning from ZachXBT. In the cryptocurrency space, suspicious projects or scams refer to initiatives that deceive investors, engage in fraudulent activities, or fail to deliver on their promises.